A different kind of
insurance firm.

Frank Jones is an insurance executive, industry leader, and policy advocate with more than 30 years of experience helping individuals, businesses, and healthcare organizations navigate complex risk. As President and Owner of Oak Risk Group, a national boutique insurance agency, Frank brings broad expertise across commercial and personal insurance, with particular focus on healthcare, professional liability, behavioral health, and evolving regulatory exposures.

Frank is known for his thoughtful, relationship-driven approach and his ability to bring clarity to complex insurance challenges. He works closely with clients to understand their unique needs and develop thoughtful risk and insurance strategies designed to protect what matters most.

A respected leader within the independent insurance industry, Frank is a Past Chair of the Independent Insurance Agents & Brokers of New Jersey. His leadership and advocacy have extended to state and national policy issues affecting insurance, healthcare, and the independent agency system.

Frank's commitment to advocacy also extends beyond the insurance industry. Drawing on personal experience with addiction and recovery, he has worked at the state and national levels to expand access to treatment, improve insurance coverage for recovery services, and reduce systemic barriers to recovery.

Frank brings a combination of deep insurance expertise, entrepreneurial leadership, sound judgment, and a genuine commitment to the clients, industries, and causes he serves.

Michele Jones serves as Director of Administration at Oak Risk Group, where she provides the leadership, oversight, and organizational direction essential to the agency's day-to-day operations. With extensive experience in administration and business operations, Michele is responsible for coordinating internal functions, maintaining operational standards, and ensuring the organization runs with consistency, efficiency, and attention to detail.

Michele works closely with agency leadership and staff to manage priorities, strengthen internal processes, and ensure that critical administrative responsibilities are handled with accuracy, discretion, and accountability. Her ability to anticipate needs, solve problems, and bring structure to complex demands makes her a steady and trusted force within the organization.

Known for her professionalism, sound judgment, and unwavering reliability, Michele provides the continuity and operational foundation that supports Oak Risk Group's continued growth and success. Her leadership behind the scenes allows the agency's professionals to remain focused on serving clients while she ensures the business itself operates at the highest standard.

Michele is an integral part of the Oak Risk Group leadership team and a key contributor to the strength and stability of the agency.

Cara Garrison is a seasoned insurance professional and Director of Client Services at Oak Risk Group, where she helps deliver the high-touch, relationship-driven experience Oak is known for.

With 13 years of experience in the insurance industry, Cara brings broad knowledge of commercial insurance and the unique risk-management needs of businesses, professionals, and organizations. Her experience includes healthcare and medical malpractice, commercial enterprises, and other specialized risks.

Cara is passionate about building lasting client relationships through responsiveness, sound judgment, and exceptional service. She takes the time to understand each client's business, anticipate evolving needs, and ensure every aspect of the relationship is handled with care and precision. For Cara, great insurance service is about more than policies and paperwork - it's about listening, building trust, and making sure clients feel supported every step of the way.

Known for her professionalism, attention to detail, and personal approach, Cara is proud to contribute to Oak's commitment to thoughtful advice, personalized risk solutions, and long-term client relationships.

A graduate of Philadelphia University, Cara has called South Jersey home since 2009. Outside of work, she enjoys spending time with her husband and two daughters, being outdoors, and making memories with her family and their dogs.

Trevor Iocona joins Oak Risk Group as Insurance & Risk Advisor, bringing a diverse leadership background rooted in operations management, team development, client service, and business performance. Throughout his career, Trevor has built a reputation for leading with integrity, thoughtful decision-making, and a calm, solutions-oriented approach.

Prior to joining Oak Risk Group, Trevor held management positions overseeing large, high-performing teams in fast-paced, customer-focused environments. Most recently, he served as an Event Manager with Advantage Solutions, where he led a team of more than 30 sales professionals, managed hiring, scheduling, inventory, compliance, and sales performance while collaborating closely with Costco leadership. He also served as Service Manager for P.J. Whelihan's, helping oversee operations for one of the region's highest-volume restaurants, managing a staff of more than 100 employees and driving operational excellence.

Trevor's leadership experience began early and has been shaped by a commitment to continuous learning. As President of Phi Kappa Psi at Rowan University, he developed strong organizational, communication, and leadership skills while fostering collaboration and accountability among members.

Known for his intellectual curiosity, calm presence, and dedication to lifelong learning, Trevor approaches every challenge with thoughtful analysis and a genuine commitment to helping clients and colleagues succeed. At Oak Risk Group, he is focused on building lasting relationships, delivering strategic risk management solutions, and supporting the firm's continued growth while providing exceptional service to every client.